These 5 Simple Rules Make People Rich. For Real.

Hey friend,

Let’s talk money. Not the “stop getting avocado toast” kind. I’m talkin’ the stuff actually rich people do to build and keep their wealth—rules that work whether you’re making $50K or $5M.

Here are 5 money rules wealthy folks actually follow—and how you can swipe them for yourself:

1. Money loves speed.

Wealthy people move FAST. When they see an opportunity, they pounce. They don't sit around reading Think and Grow Rich for the 8th time—they take action.

How to use it: That side hustle idea? Launch a $29 offer this week. Want to invest? Don’t wait for the “perfect” time—start with $100 now. Action beats analysis paralysis 10 outta 10 times.

2. Play long games with long-term people.

Rich folks don’t just think about tomorrow. They think in decades. And they hang out with people who think the same way.

How to use it: Build relationships with ambitious, ethical people. Start businesses that grow over time. Invest in stuff you plan to hold for years—not flip in a month.

3. Own stuff.

There’s a reason the wealthiest people are owners, not just employees. They own equity, real estate, intellectual property, media… you get the idea.

How to use it: Start owning. If you freelance, productize your service. Buy rental property. Get equity in your company. Even a small slice of ownership beats a big ol' hourly rate long-term.

4. Watch your burn.

Wealthy people know their number—what they spend monthly—and they keep lifestyle creep on a leash. More income doesn’t mean a new Tesla every time.

How to use it: Track your expenses. Know your “burn rate” like your birthday. Automate savings and invest the rest. The goal isn’t to look rich—it’s to stay rich.

5. Leverage is king.

Rich people use leverage (not just debt). They leverage time, money, skills, people, platforms. They multiply their output without burning out.

How to use it: Use tools. Hire help. Automate with tech. Repurpose content. Every hour of your time should work like it’s got a twin brother on steroids.

You don’t need a trust fund to start playing the wealth game—you just need the rules.

Your move: Pick one of these five and implement it this week. Then email me back and brag about it. (Seriously—I’ll read it.)

Talk soon,
—The Banking On You Team 🏦